Our Products
Three products.One parent company.
Apaxaa owns and builds every product below. Each one is a standalone product with its own purpose — Vernsa moves money, Vernsa Wallet brings everyday spending to life, and Joyet turns crypto into everyday money.
Vernsa
Send and receive money with a phone, email, username, bank or wallet.
Vernsa Wallet
A dedicated consumer wallet for holding, sending and spending money.
Joyet
Deposit crypto. Spend it on everyday things. Crypto that behaves like cash.
Product 01
Vernsa
Send and receive money using a phone number, email, username, bank account, or supported crypto wallet address.
Send money.
Just like that.
Send to a phone number, email, username, bank account, or crypto wallet address.
Send money
Who are you sending to?
Phone, email, username, bank or wallet
@james
Status
Instant ⚡
Fees
$0.00
What it is
Send money. Just like that.
Vernsa lets you send money using a supported phone number, email, username, bank account, or crypto wallet address. No long bank details required — just the identifier you already know.
- ✓Send with a phone, email, username, bank or wallet
- ✓Receive money into your account
- ✓Instant transfers between Vernsa users
- ✓Built for everyday money movement
Settlement
<1s
Methods
5
Beta
Late 2026
Product 02
Vernsa Wallet
A dedicated consumer wallet for holding, sending and spending money. Being built as its own product.
Coming soon
Vernsa Wallet
A dedicated consumer wallet is being built. We'll notify you the moment it's ready.
What it is
A wallet, on its own terms.
Vernsa Wallet is being built as a dedicated consumer wallet product. Not a feature of Vernsa — its own focused experience for holding, sending and spending money.
- ·Hold money in a dedicated consumer wallet
- ·Spend with virtual cards
- ·Track your spending with insights
- ·Focused, secure wallet experience
Target
2026
Built
72%
Status
Soon
Product 03
Joyet
Deposit crypto. Spend it like normal money. Joyet turns supported digital assets into everyday purchasing power.
What it is
Crypto, but as cash.
Joyet is the app where crypto stops feeling like crypto. Deposit supported coins, and spend them on the things you already do every day — bills, airtime, transfers, payments.
- ✓Deposit supported crypto into your Joyet wallet
- ✓Joyet converts it into a spendable balance
- ✓Spend on bills, airtime, data, transfers, and more
- ✓No exchanges, no juggling apps — spend it directly
Coins
4+
Spend on
10+
Beta
Late 2026
Joyet wallet
Spendable
Spendable balance
₦842,300
≈ 0.0031 BTC · 0.42 ETH
Bitcoin
0.0031
Ethereum
0.42
Tether
150.00
Compare
Which one is
right for you?
Get started
Pick one. Or use them all.
Whether you want to send money, hold it in a wallet, or spend crypto on everyday things — there's an Apaxaa product for you.